STOCK MARKET TIMING FIRSTCAP.COM


*firstcap.com* NEWS MARKET WATCH CNN fn NIGHTLY BUS RPT MARKET DATA BIG CHARTS BLOOMBERG FREE REAL TIME BONDS BONDS ON LINE TREASURY DIRECT BOND MARKETS MUTUAL FUNDS INVESTMENT CO INST INDEX FUNDS M F INVESTOR CENTER INTERNATIONAL FINANCIAL TIMES EMERGING MARKETS FIRST CHARTER FINANCIAL SUBSCRIBE ON LINE	STOCK MARKET TIMING NOTICE: We will stop publishing this market letter at the end of December 2007. More than any other factor, it is the primary, or underlying, direction of the stock market that will determine the success or failure of a trading position. A stock can have a fabulous story, great fundamentals, a good technical position, strong sponsorship and yet turn into a bad trade if you are going long and the market is headed down. The same is true of an undistinguished stock that just goes up because it is being carried along in a strong up market. Stock Market Timing is a Stock Market direction system that forecasts the future short term direction of the market. These direction forecasts are based upon the Weintraub Oscillator System, a proprietary computerized methodology developed by Victor Weintraub. The methodology is totally quantitative and no human judgment is involved in future market direction forecasts. For the current Market forecast click on the Market Direction section below. Stock Market Timing has been published continuously on the Internet since 1996 and is the oldest Internet Stock Market publication.

		CURRENT MARKET DIRECTION	OPEN TO THE PUBLIC
		The current direction forecast of WEINTRAUB OSCILLATOR SYSTEM. A table of the most recent values of it's components and charts of the Oscillators and the S & P 500 and the NASDAQ. This is a subscription area open to the public until December 26, 2005. SUBSCRIBERS CLICK HERE.	Everything that is in the CURRENT MARKET DIRECTION section but trailing by four weeks. We do this so that you can see how everything works and decide to subscribe. There are also links to historic charts of the WEINTRAUB OSCILLATOR going back to 1997. CLICK HERE IS A PUBLICATION OF

		TRADING RECORD
		A table of market direction calls and the resulting gain or loss as measured in S & P 500 points. Open to the public.

		BOND MARKET
		Although we do not give trading signals for the bond market we do make an intermediate bond market recommendation based on our opinion of economic forces that are impacting the bond market. By bond market we mean long maturity Treasury Bonds. This is a subscription area open to the public until December 26, 2005. SUBSCRIBERS CLICK HERE.

victor@firstcap.com

DISCLAIMER

The contents of this World Wide Web Site is the opinion and judgement of the authors only based upon publicly available information believed to be reliable but not guaranteed. It is provided for informational purposes only. Selections judgements and opinions in this publication are neither a recommendation to buy or sell any security nor an offer by First Charter Financial Corporation or the authors to buy or sell any security. The authors and First Charter Financial Corporation do not assume any responsibility or liability resulting from the use of such information, judgements and opinions for investment purposes. Investment is inherently risky and readers are urged to seek advice from their financial advisors, brokers, and accountants and to make their own investment decisions. No claim is made as to past performance or to future results. The authors and First Charter Financial Corporation and parties affiliated with them may, from time to time, hold a position in a security mentioned in this publication. Copyright © 2005 First Charter Financial Corporation

STOCK MARKET TIMING

NOTICE: We will stop publishing this market letter at the end of December 2007.