STOCK MARKET TIMIMG


FIRST CHARTER FINANCIAL

STOCK MARKET TIMING

TRADING RECORD

DATE

SIGNAL

S & P 500

GAIN OR
LOSS

DATE

SIGNAL

S & P 500

GAIN OR
LOSS

01/09/06

UP

1290.15

12/29/04

UP

1213.48

11/30/05

DOWN

1257.46

-30.69

11/19/04

DOWN

1169.69

-43.79

11/23/05

UP

1265.61

-8.15

10/27/04

UP

1096.36

73.33

11/21/05

DOWN

1254.85

-10.76

10/11/04

DOWN

1121.13

24.77

10/19/05

UP

1195.76

59.09

10/04/04

UP

1134.81

-13.25

10/07/05

DOWN

1195.90

0.14

09/15/04

DOWN

1121.55

-13.26

10/03/05

UP

1260.70

64.8

08/16/04

UP

1080.18

41.37

09/19/05

DOWN

1231.02

-29.68

08/09/04

DOWN

1066.22

-13.96

08/30/05

UP

1208.41

22.61

07/30/04

UP

1098.00

-31.78

08/08/05

DOWN

1223.13

14.72

06/15/04

DOWN

1131.77

33.77

07/08/05

UP

1211.86

11.27

05/19/04

UP

1089.23

42.54

06/01/05

DOWN

1202.27

-9.59

04/14/04

DOWN

1128.10

38.87

04/25/05

UP

1153.46

48.81

03/29/04

UP

1121.63

6.47

04/18/05

DOWN

1147.07

-6.39

03/10/04

DOWN

1121.64

-0.01

04/05/05

UP

1181.63

-34.56

03/01/04

UP

1155.15

-33.51

03/10/05

DOWN

1209.25

27.62

02/13/04

DOWN

1148.71

-6.44

03/04/05

UP

1223.01

-13.76

02/11/04

UP

1156.91

-8.20

02/17/05

DOWN

1200.75

-22.26

01/07/04

DOWN

1123.33

-33.58

01/27/05

UP

1174.55

26.2

12/22/03

UP

1092.06

31.27

01/05/05

DOWN

1184.41

9.86

94.61

119.28


Copyright © 2005 First Charter Financial Corporation